Credit-Revolution.com » Credit Score http://credit-revolution.com Thu, 04 Aug 2011 07:39:04 +0000 en hourly 1 From Start to Finish: The Guide To Your Own Personal Credit Repair http://credit-revolution.com/from-start-to-finish-the-guide-to-your-own-personal-credit-repair/?utm_source=rss&utm_medium=rss&utm_campaign=from-start-to-finish-the-guide-to-your-own-personal-credit-repair http://credit-revolution.com/from-start-to-finish-the-guide-to-your-own-personal-credit-repair/#comments Fri, 04 Jun 2010 20:39:26 +0000 admin http://credit-revolution.com/from-start-to-finish-the-guide-to-your-own-personal-credit-repair/ Yet Another Related Posts Plugin.]]>

Product Description
Our mission is to bring awareness to the public on how important your credit score is and how everything you do affects it. We have developed this manual to make people self aware of their role and responsibility in maintaining good credit. More often than not people’s credit scores are affected by their ability not to do it themselves. We are providing a service to assist the public, which will empower each individual to take control of their own credit history. … More >>

From Start to Finish: The Guide To Your Own Personal Credit Repair

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]]> http://credit-revolution.com/from-start-to-finish-the-guide-to-your-own-personal-credit-repair/feed/ 0 Credit Repair: 5 Easy Ways to Fix Credit Problems http://credit-revolution.com/credit-repair-5-easy-ways-to-fix-credit-problems/?utm_source=rss&utm_medium=rss&utm_campaign=credit-repair-5-easy-ways-to-fix-credit-problems http://credit-revolution.com/credit-repair-5-easy-ways-to-fix-credit-problems/#comments Sat, 17 Apr 2010 20:50:32 +0000 admin http://credit-revolution.com/credit-repair-5-easy-ways-to-fix-credit-problems/ Yet Another Related Posts Plugin.]]> It seems that everyone in America has one type of credit problem or another. We all need to learn how to fix credit problems because our society revolves so much around credit-based situations. Even if you have a superior credit score, you can watch it drop by 100 points just for missing a single payment – or even making a late payment! The credit realm is definitely cut-throat and it isn’t going to suddenly get easier to handle. There’s good news though! There are methods that you can use to fix credit problems. Let’s look at 5 hot ones now:

#1: Start making your payments for everything that you are responsible for on time. Pay your bills in full and do it every time that they come due. The scoring algorithms that have a direct affect on the happiness that we experience love to see timely payments. They do not appreciate late or missed payments whatsoever, and they have no problem showing you that by dropping your precious credit score overnight!

#2: Keep your credit cards at a maximum charge level of 30% and pay them off in full every month. The second most important variable in your scoring algorithm is based upon the difference in the amount of credit that you could use as compared to the amount of credit that you actually do use. Keeping the charge levels low shows restraint and responsibility. That’s what the algorithms like – nobody ever said they were any fun!

#3: Dispute any and all negative items that show up on your credit reports. It is your right to do so and it is the responsibility of the reporting agencies to verify all disputed claims with the creditor that placed them on your report. This is an integral component in your overall strategy to fix credit problems that you may have. If the disputed items cannot be or are not verified within a reasonable time period (normally 30 to 45 days), then they must be removed from your credit report. This is definitely worth doing as it has been shown that as many as 79% of all credit reports contain some degree of inaccurate information. If you do not dispute negative items, they will remain there indefinitely.

#4: A leveraging method to fix credit problems involves having somebody with excellent credit add you as an authorized user on one or more of their credit accounts. The algorithms raise your credit score because they see that the person with the excellent credit had entrusted you. Alternatively, but equally effective, is to have someone cosign a loan for you.

#5: When all else fails – if your credit is just horrible, you can still fix it, but it will require some patience. You can fix credit problems in extreme circumstances by filing for bankruptcy. That’s what the bankruptcy laws and courts are there for. Sometimes, people need a second chance in their financial lives. After you file, you are going to have to wait a while for any credit to be granted to you again. However, sometimes a bankruptcy is the best option available.

With attention, intention, diligence and patience, you can raise your credit score to where you need it to be to enjoy your life and provide for your family. For professional help, check out the top credit repair services online.

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]]> http://credit-revolution.com/credit-repair-5-easy-ways-to-fix-credit-problems/feed/ 0 The Credit DVD: Fundamentals and Advanced http://credit-revolution.com/the-credit-dvd-fundamentals-and-advanced/?utm_source=rss&utm_medium=rss&utm_campaign=the-credit-dvd-fundamentals-and-advanced http://credit-revolution.com/the-credit-dvd-fundamentals-and-advanced/#comments Wed, 14 Apr 2010 20:39:10 +0000 admin http://credit-revolution.com/the-credit-dvd-fundamentals-and-advanced/ Yet Another Related Posts Plugin.]]>

  • Every savvy consumer needs this inside information on FICO scoring Craig Watts, Fair Isaac Corporation- The creator of FICO scores.
  • This program is sure to bring awareness and understanding of credit and credit scoring to an entirely new level” Mark F. Catone, Senior Vice President, First American Title, CREDCO
  • I dont wish for any Real Estate or a mortgage professional to be discussing the subject of credit with a client who has seen this DVD and he or she hasnt Shay Tengan, First American Title

Product Description
These two discs DVDs was edited word for word by the people who created the FICO(R) score-Fair Isaac Corporation. These DVDs will help you establish, build, fix, improve, maintain and protect the three most important numbers to your financial health, your FICO(R) score. With the most accurate and up to date information, you will learn in these DVDs the truth about credit scores, credit reports, how credit scores were developed, how your credit score is calculated, w… More >>

The Credit DVD: Fundamentals and Advanced

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