Credit repair letters are simply the letters (sometimes referred to as “dispute letters”) that you write to a credit bureau to remove a negative mark from your credit report. These letters basically notify the bureau that there is incorrect negative information on your report that it must investigate and/or remove. This article will serve as [...]

If you enjoy our post, feel free to subscribes to our rss feeds

A credit reporting agency (CRA) is an organization that collects financial information from data furnishers. These data furnishers are typically creditors, lenders, utilities, debt collection agencies and the courts (i.e. public records). With the information they collect they systematically create a credit report for consumers. The reports are then sold to other creditors, lenders, employers, [...]

If you enjoy our post, feel free to subscribes to our rss feeds

Under the Fair Credit Reporting Act most negative information can be included in your credit reports for seven years. You can see how long negative credit stays on your credit report here. However, the FCRA also states that you have the right to dispute any information on your credit report that may be inaccurate, untimely, [...]

If you enjoy our post, feel free to subscribes to our rss feeds